My daughter handed me the envelope and said, “Uncle asked me to give you this, but only after I read mine first.” That immediately made me nervous. Inside her envelope was a letter from my brother and a bank document showing he had opened a separate education account in her name. He had done the same for all five of my children. He hadn’t given me his inheritance, but he had quietly set aside money for their futures—college, trade school, whatever path they chose.
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