Aunt Philippa’s Account Changed Everything Garrett Had Taken
The call came from the bank’s fraud department. Aunt Philippa had opened the account years earlier as part of a trust arrangement, with me as beneficiary but an independent trustee still responsible for certain withdrawals above a set amount. Garrett had apparently used my card and PIN for smaller transactions, then submitted electronic transfers he had no authority to make. Once the trustee saw $56,000 disappear in a short period, the account was immediately flagged and the receiving accounts were restricted while the bank investigated.
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